Real-time payments
for everyone

We hold the load. You hold one balance.

InstantSettlement time
ZeroComplexity
GlobalNetwork

One balance.Every dollar.

One balance that works everywhere. Send and receive instantly.

Features

Built for
simplicity.

Move money globally. Fast, simple, and reliable.

Speed

Send and receive money in real-time.

Every transfer settles the moment you hit send. Instant settlement, all day, every day.

Live activity
Live
Sa
Sarah K.
just now
+$240.00
Ma
Marcus L.
2s ago
+$89.50
Pr
Priya M.
4s ago
+$1,200
Reach

Move money with just a name or email.

PayFlip handles rails and routing behind the scenes — your users never see the complexity.

Name or email…
JD
MT
RS
+40 more
Security

Enterprise-grade security. Consumer UX.

Every account is protected with end-to-end encryption and compliance-first infrastructure.

Verified & Encrypted
2FA Enabled
E2E Encrypted
SOC 2 Type II
KYC / AML
How it works

Up and running
in minutes.

Sign up, add your payment method, and start sending in minutes.

01
you@example.com
Continue

Sign in simply

Use familiar authentication, no onboarding complexity.

02
Balance$1,000.00USD · Available now
Bank connected · •••• 4242

Pay anyone

Send with just a name or email, instantly to anyone, anywhere.

03
JD
jane@payflip.io
Recipient
$250
USD
Send Now
Sent ✓

Send instantly

Transfer globally with real-time finality and predictable UX.

Simple. Fast. Reliable.

Get early access

We're building PayFlip with a small group of early users. Join the waitlist to be notified when we launch.

We'll only email you about new features and updates.